Mortgage Banker/Broker status with Access to "Any Investor Program" Multiple State Origination Ability In-House Funding and RESPA relief in many cases FNMA Desk Top Underwriting A through D Loan Programs Full Service Closing and Shipping Departments VA Automatic Approvals Full Corporate Support No Net Worth Requirements Marketing Strategy Assistance with Advertising and Promotions Lead Generation Systems Some of the many loan programs available: Program Flexibility (subject to change)   125% CLTV with NO Prepay with Fico as low as 640 100% CLTV Stated Income with Fico as low as 575 80% CLTV on Prior to 76' Doublewides 95% Cash-out, 85% cash-out mortgage only 95% LTV with Unlimited 60 Day Consumer Lates 100% LTV Non-Owner Occupied, Purchase or Refi 95% LTV NIV or ASSETS with Fico as low as 681 90% LTV NIV or ASSETS with Fico as low as 581 100% LTV at Market rates 85% Stated Mortgage Only 95% Cash-out NIV w/ 660 score…no MI Commercial Loan Programs Even for Churches and Gas Stations 70% LTV Foreclosure "Bust Out" Loans Mobile home in Park Loans 55 % Debt Ratio Loans Reverse Mortgages